Lessons for Business Leaders

Is it Possible to Classify Cryptocurrency as an Asset Class? By Urvashi Arya #CryptoCurrency #DigitalMoney #InvestorClass #ArtOfInvestment #MoneyMinting

Is it Possible to Classify Cryptocurrency as an Asset Class?

By Urvashi Arya

#CryptoCurrency

#DigitalMoney

#InvestorClass

#ArtOfInvestment

#MoneyMinting

We are all aware that asset classes such as equity, fixed income, real estate, cash, and commodities exist. Some individuals also debate whether or not "Art" is an asset class.

And now there's a new discussion about whether crypto is a new asset class in and of itself, or merely an alternative currency or, at best, a speculative tool.

Is cryptocurrency considered an "Asset Class"?

If you closely look at the "fixed income" asset class, you'll notice that it includes a variety of instruments such as fixed deposits, PPFs, EPFs, Senior Citizen Saving Schemes, NSCs, and debt mutual funds.

You'll notice that they share several qualities (because they're all essentially loans to someone) and that the laws and regulations are similar across the country and abroad (though the names of products can be different)

The same may be stated for the real estate asset class, where land, bungalows, REITs, and commercial establishments are all physical areas whose prices fluctuate based on comparable factors.

Simultaneously, many crypto investors purchase it primarily for speculative purposes rather than as a fundamental investment tool. They expect it to appreciate owing to some real cause related to the economy or its use.

Why do I refuse to view cryptocurrency as an asset class?

Cryptocurrencies have exploded to become famous over the last 3-4 years, with significant cryptos like Bitcoin, Ethereum, Tether, and others seeing their market capitalizations reach billions of dollars. It's a complicated world dependent on even more complex technology, unlike other asset classes that are relatively simple to describe and comprehend for the average person.

Try discussing Real Estate or Equity with someone unfamiliar with the Crypto mining process, and you will see what I mean.

Another reason I don't think of cryptocurrencies as an asset class is because it is ultimately just a piece of software code. Are we arguing that anything so reliant on a computer and energy is considered an asset class, even though it is widely accepted and used? What happens if the world runs out of electricity or all computers fail one day?

Things like equity, debt, real estate, cash (in any form), commodities, and art, on the other hand, will all persist and exist in some way.

Do you think of cryptocurrency as a new asset class or just a new type of online payment system?

Whether you wish to view it as an asset class or not is a matter of perception. Could you please try to explain how you came to this conclusion? What are your thoughts about it?

Disclaimer: Am I implying that the value of cryptocurrencies will not rise? All I'm disputing is whether it should be classified as an asset class or not.

Urvashi Arya

Content Writer - Vantage ITeS Consulting | LinkedIn

https://www.portrait-business-woman.com/2022/04/urvashi-arya.html

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Top Five Topics [Niches] to Explore in Blogging By Harneet Kour

Top Five Topics [Niches] to Explore in Blogging

By Harneet Kour

#Food

#Travel

#Fashion

#Finance

#Education

#FinTech

#EdTech

Did you read about Blogging or heard about it from a friend and decide to take a chance? You made a pretty exciting choice. However, the critical question is which topic should be written? Often, a writer beginning this journey faces a difficult moment deciding what to write about. There are a number of choices. And the choice of how to start can be pretty puzzling.

Sharing life experiences is easy and fun as a post on Social Media. All of us do that traffic and entertainment. However, considering it as a means of earning money can seem like a tricky idea. Don’t panic. Relax. Think it over. Think about whatever makes you happy and ecstatic. It can be anything. From nutrition to Travel, from finance to education, from fashion to psychology, and much more. Your options are infinite.

Below is a list of niches which have been found to receive high traffic and more likely to earn a decent income:

1. Food

Who doesn't love to read about food? Yes, the rationale may vary, but the subject is interesting. Sharing your recipes with specific information on the history of those recipes is an attraction. In addition, you can win a loyal audience and revenue. Under the current scenario, food and beverage businesses work hard enough to achieve gender equality in the workplace. They are happy people, which makes writing on them or their work even more entertaining.

2. Travel

Do you love Travelling? Are you a vagabond? Have too many amusing stories and facts about the places you've explored? Share them. Don't narrow it down to your experiences. Skill development is critical. Who knows, you could Travel and be hired to write about it. What will help you gain more popularity and cash is your specialization. While writing general subjects about trips and places is fun, focus on what you know and excel. Travel is a vast niche. Find your niche in the slot itself.

3. Fashion

The only thing which is fashionable forever is fashion. If you decide to follow this niche, there are all the opportunities you will get a huge traffic for your Blog. Today, everyone wishes to learn more about fashion and industry trends. You can also get sponsorship from companies by initially writing about their products free of charge. If the content quality is worthy, then they could sponsor you!

4. Finance

Another topic that is highly sought after on the Web. The way to manage money can be delicate. If you are adept at managing your finances and know a few helpful tips and tricks, then there is no reason for you not to write about it. As a large number of people are looking for experts in this area, there is a fair chance of making a lot of money. Although you don't need an official diploma in finance to write about it, be sure to keep your facts clear.

5. Education

We are talking about a large area. Educational Blogs include course outlines, tutorials, tips for doing better in school, adult education, curriculum review, and much more. Those mentioned represent only a small portion. The more you enter this niche, the more you will need to explore. All you have to do is reach the right audience and make sure you use the right keywords to attract the right audience. Although as a beginner, you might find it difficult to monetize, advertisements, advertising banners, donations, sponsorships could be of great assistance.

If you have decided to take Blogging as a profession, understand that the niche that you choose must provide you with better-earning opportunities as your Blogs will be directly in proportion to your income. In addition, do not forget that the high quality of the content and strong Search Engine Optimization (SEO) plays a greater role than the chosen niche itself. Register for courses which will provide you with SEO expertise. Keep up to date with your facts and numbers. The best thing about being an expert Blogger is to continue to explore and learn. Never stagnate on your own.

Keep growing. Keep writing!

Harneet Kour

How an MBA can Earn Online| Best Possible Ways By Asma Iqbal

How an MBA can Earn Online| Best Possible Ways

By Asma Iqbal

#MBA

#Oppertunities for MBA

#Online Earning

#Best Way to Earn Online

#Remote Working for MBA

#Specialised Services

#Marketing

#Finace

#Human Resource Management

#Project Management

A Master's in Business Administration (MBA) is a professional degree. the world is connected with business. To run a successful business all the organizations need the expertise of MBA holders, according to their specialization which can be in finance, marketing, and human resource. There are also project management and other courses too which are working all around the world.

After the corona, the pandemic world is changing, and the trend of remote working is getting an increase, business are not ready to close their business they are making work easy for employees so they can sit at home and can offer their services.

There are many opportunities for MBA holders too. They can do work from home. This is the age and era of digital marketing. the digital world is growing and grabbing global attention day by day. So, there is no lack of opportunity for MBAs to earn online.

Here are a few ways how they can earn online:

● Online marketing is a fast emerging business. In this business, they can do online marketing of different products or businesses. Marketing can be done for services too.

● Affiliate marketing is a way to earn online. In affiliate marketing, they can earn commission by marketing other part’s business, and service products.

Example

www.AllInOneShoppingApps.com

● Selling and buying products of different brands. They can sell and buy on online stores like Amazon or Etsy etc.

● Dropshipping is also a good way to earn. In this way they fulfill their orders without keeping products in their stock…they purchase from one source and sell them to their customer.

● Blogging in the Specialized field. They can write on their field-related topics or can choose any other niche. example

www.Fintech-Start-Up.com

● Selling services and support to other businesses. They can guide them by giving them specialized services.

● Making themes for their clients.

● By selling its own brand. They can develop their own brand. E.g, textile, dresses, jewelry, home apparel, etc.

● Stock and forex trading is a global business. They can earn by purchasing and selling shares.

● By providing financial services to their clients. Also can work with banks for short and long-term investment plans.

● Financial consultancy in the banking field and also to the larger organization. They can give guidance on how and where they can invest for more growth of the business.

● Virtual Assistance in Finance, Marketing, and human resources.

● By making appraisal plans for the employees online. an appraisal is very important for the employees, it can increase or decrease the proficiency of workers. In simple words it's like a fuel for the engine, it motivates workers more to do work whole-heartedly.

● Recruitment of employees online. They can conduct interviews online. So, they can approach the best employees all around the world.

● By SEO SME. search engine optimization is very important, they can do marketing well by conducting keyword research to make business more visible or in other words higher ranking of google, bing, or other search engines,

● By researching for others. They can conduct research in the specified fields and can provide services online.

● Can give online lecturers/tutors. Can conduct virtual courses

example.

www.GuideByLocal.com

● Advertising is a good way to earn.

example

www.SatpuraJungleRetreat.com

● By developing a salary plan for the business hierarchy

● By making task forces for businesses

● By making and selling their strategies for business development

● By doing a SWOT analysis. Its all about the Strength, Weaknesses, Oppertunity, and Threats of the business, to conduct a SWOT analysis is important to know about the business's growth and to make it better.

● By making mini and mega-projects

There are so many opportunities for an MBA holder to go through. Just choose it wisely according to your interest to get the best earnings.

See Example Here

www.AirCrewsAviation.com
www.Air-Aviator.com
www.AlfaBloggers.com

www.AllIndiaCarTaxiClub.com

www.AllInOneShoppingApps.com
www.Flying-Crews.com
www.Portrait-Business-Woman.com
www.BestInternationalEducation.com
www.SatpuraJungleRetreat.com
www.WorldOfAirplane.com
www.Fintech-Start-Up.com
www.AnxietyAttak.com
www.GuideByLocal.com

https://linktr.ee/AirAviator

Asma Iqbal MBA (HR)

Blogger

esmaiqbal87@gmail.com

Easy Steps to a Successful Investing Strategy for Young Investors By Urvashi Arya

7 Easy Steps to a Successful Investing Strategy for Young Investors

By Urvashi Arya

#Investments

#InvestmentsBlunders

#YouthPortfolio

#WiseDecisions

#ToGOFinances

You Will Read This Year's Best Investment Strategies For Young Investors

According to Facebook Insight, 49% of those who browse the site are between 25 and 34. As a result, we decided to write Investment Strategies for young people, and here it is. You could be single, recently married, or thinking about beginning a family. You might be on the verge of beginning a new job or settling into your current one. You may or may not have purchased a home. Continue reading if you fit these criteria...

1. Generic Alternatives:

If you instill the proper financial management approach at a young age, you will live an enjoyable life. You should establish a financial plan for them and write down their financial goals. Building a house without a blueprint is perilous; therefore, one must plan before acting. Professional Financial Planners can assist in guiding one in the appropriate route. Make sure that all financial products are chosen based on a NEED-based analysis and that products that combine needs-based life investment with insurance, for example, should be avoided. We attempted to give a financial management road map. However, their approach is generic. The final decision should be made depending on their circumstances.

2. Young people's insurance:

It would help if you only bought Term Insurance, with a coverage of at least 15 times your yearly salary. If the annual income is Rs.5 lakhs, the payment insured should be Rs.75 lakhs. Term insurance for such a sum might cost anywhere between Rs. 10 and Rs. 12000/-, depending on his age, health, and habits. Any other type of life insurance or unit-linked insurance plan should be avoided. There is no need for a term plan if there are no dependents. If your employer does not provide an accident or a medical insurance policy, you should purchase them individually.

3. Real Estate Investing:

Only consider property investment if you intend to live in the home for at least ten years. There is no pressing need to make a decision right away.

4. Corpus of the Emergency:

People of this generation frequently live on credit, and many of them are cash-strapped by the end of the month. Start placing money into short-term funds to build up an emergency fund of at least six months' worth of costs. Avoid relying entirely on credit cards. Make it a habit of routine to pay with cash or debit cards. "Agar jindagi udhar pe chal rahi hoti hai to sachai door ho jati hai," K K Menon says in the movie Shuarya.

5. Investing in Money:

Even if you are investing through EPF, you should register a PPF (Public Provident Fund) account soon after starting your new work (Employee Provident Fund). We are not advising young individuals to invest the most significant amount possible. However, one should register a PPF account and deposit a small amount to complete the account's lock-in period as soon as feasible.

SIP (Systematic Investment Plan) in Diversified Equity Funds should also be started. This should account for at least 10% of your monthly income.

6. Start putting money down for retirement:

It would be of great help if you did not assume that they are too young to consider retirement. We only want to point you that, because you have the POWER OF TIME on your side, even a tiny contribution to your retirement corpus now will grow to be a significant sum when you retire. Time cannot be repaid at a later point by investing a large sum of money. For such planning, SIPs in Diversified Equity Funds are the best alternative.

7. Young people's loans:

Loans such as education or home loans are beneficial, but taking out a loan to purchase a luxury car or go out to relish an exotic vacation is terrible. Also, credit cards should only replace cash handling and make payments more accessible; they should not be used to obtain a loan.

Young investors should avoid the following blunders:

1. Investment-Linked Insurance (ULIP)

2. Spending on DESIRES/WANTS rather than necessities

3. Investing in Liabilities rather than Assets

4. Creating a Portfolio in the same manner as your parents

5. Ignoring the need for financial literacy

6. At this point of life, being a cautious investor